Finance a Vehicle
Simple and quick to get you on the road sooner while saving money
Whether you want to buy a new or used vehicle or you're interested in a lease buy-out, we're here to make the process as easy as possible. With competitive rates and flexible terms, you'll want your next Auto Loan from Credit Union ONE. Gather all the necessary information you may need before you start the application process:
- Year, make and model of the vehicle
- Vehicle Identification Number (VIN)
- Mileage on the vehicle
- Selling price
Once you have this information or an amount you are looking to be qualified for, you can start the application process online, in person or over the phone. Most applications are approved the same day and can be closed the same day.
Michigan is not a title holding state. Titles that are issued in the state of Michigan will be mailed to you once the Credit Union ONE lien is placed on it. If a vehicle is titled out of state and that state is a title holding state, then the members title will be held at Credit Union ONE until the loan is paid in full.
Please contact our Member Contact Center by chatting us here or calling 800-451-4292 to obtain a loan payoff that is not being paid off same day.
Payoffs can be mailed to:
Credit Union ONE
400 E. 9 Mile Rd
Ferndale MI 48220
Credit Union ONE
400 E. 9 Mile Rd
Ferndale MI 48220
Call the Member Contact Center at 800-451-4292 or visit a branch. There is a $5.00 fee for a set of 36 coupons.
Check your status by logging in to Online Banking; setting up alerts in Online Banking; accessing Telephone Banking or Mobile Banking. Also, you can call the Member Contact Center at 800-451-4292 or visit a branch.
Contact Credit Union ONE at 800-451-4292 or visit any Credit Union ONE branch for assistance.
The Member Contact Center Loan Servicing Agents can assist members with changing the due date on their loan that may better for their budget. Credit Union ONE does not refinance our own loans however we can look into lowering the interest rate on the loan if the member qualifies. If members are facing financial difficulties, we can assist with starting the Loan Modification process.
Call the Member Contact Center at 800-451-4292 or visit any Credit Union ONE branch. If many cases, you might have sent in a loan payment but it was short a few cents. Your loan will become past due if the difference is not made up before the next due date and a late fee will be assessed.
Credit Union ONE is a full-service financial institution with locations in Southeast Michigan, Davison, MI, Traverse City, MI, and Grand Rapids, MI.