Rates
Take advantage of these rates when making your next financial move
Mortgage Rates
This is how we make home-buying more affordable
Home Equity Loan Rates
Affordable funding that helps you accomplish almost anything
Auto Loan Rates
We're geared up to offer great financing deals
Motorcycle Loan Rates
Our financing deals are a great way to get going on two wheels
Recreational Vehicle Loan Rates
Wander near and far. Seek adventure. Play hard. Pay less.
Boat Loan Rates
Boater-friendly rates make Michigan's waters even more inviting
Personal Loan Rates
Push your life in a positive direction with our affordable loans
Credit Card Rates
Increase your buying power with our consumer-friendly card rates
Certificate of Deposit Rates
Lock into higher rates for extra earning power
Money Market Account Rates
There's a simple way for your money to earn more
Savings Account Rates
Whatever your savings goal, we'll help you reach it
Checking Account Rates
Spend with confidence
IRA Rates
Higher earnings help cover the cost of a comfortable retirement lifestyle
Business Certificate of Deposit Rates
These rates are always working in your business's best interest
Business Checking Account Rates
Turn your operating account into an interest-bearing account
Business Money Market Account Rates
Give your bottom line a bigger boost
Business Savings Account Rates
We're in the business of helping you grow your money
Frequently asked questions
Credit Union ONE does not offer Savings Bond cashing services. You can cash in your Savings Bond through the US Treasury by going online to https://www.treasurydirect.gov/savings-bonds/cashing-a-bond/#id-paper-ee-or-i-savings-bonds-185504 and following the provided instructions.
Yes, but please confirm by calling 800-451-4292 to find out if the location you wish to go to has one available and what documents you need to bring. All parties who need the signature guarantee must be current members.
To close a Credit Union ONE account, members can visit any Credit Union ONE branch or call us at 800-451-4292 and a check will be mailed to the address on the account for any remaining balance payable to the member.
Members can submit a dispute request for an ACH/ Auto Pay that they did not authorize by contacting Credit Union ONE at 800-451-4292 or visiting any Credit Union ONE branch. If doing this in person, you need to report the activity with the proper form attached with the transaction information. This form is then sent to Accounting Department for processing.
The procedure to close a deceased member's accounts vary depending on if there were joint owners, a beneficiary, if it was a trust, etc. Contact Credit Union ONE at 800-451-4292 or visit any Credit Union ONE branch for assistance.
Members can submit a dispute request for an ACH/ Auto Pay that they did not authorize by contacting Credit Union ONE at 800-451-4292 or visiting any Credit Union ONE branch. If doing this in person, you need to report the activity with the proper form attached with the transaction information. This form is then sent to Accounting Department for processing.
A garnishment is a court order whereby a member's property or money are in possession or under control of another and applied as payment for their debt to a third party. A levy is a proceeding in which money is obtained for the payment of taxes that are past due. If the member questions a garnishment or levy, they can contact the filing court, the IRS, or the State of Michigan to file an objection. A phone number of the attorney will be in the account notes. By law, Credit Union ONE must follow the garnishment/levy orders.
Credit Union ONE is a full-service financial institution with locations in Southeast Michigan, Davison, MI, Traverse City, MI, and Grand Rapids, MI.