SBA Lending

SBA Lending

Let's get to work on your big plans!

Money to get your small business growing

Favorable SBA Loan terms can put owners on the path to success.

Cost-efficient funding

SBA Loans feature smaller down payment requirements, and longer repayment terms that you won't find offered in traditional commercial loans.

Think big

The maximum SBA loan amount is $5 million.

Build it or buy it

Financing for business acquisitions, working capital, equipment and real estate purchases, renovations, refinancing of existing debt, and more.

Cut the red tape

You'll have direct access to an experienced SBA lender and not a government agency.

At Credit Union ONE, we support owners and entrepreneurs in Michigan by determining which small business administration (SBA) loan program would best meet their needs in addressing a wide variety of business expenses.

  • Credit Union ONE offers loans through the SBA Express, 7(a) and 504 loan programs.
  • Credit Union ONE is the 2022 SBA Credit Union Lender of the Year in Michigan. Read More.
  • We're an SBA preferred lender, meaning we are authorized by the SBA to make our loan decisions.
  • We don't have a lengthy application. Our process starts with a simple one-page form to help determine eligibility.
  • We work on approval and closing at the same time which gets you quicker access to your loan funds.

Credit Union ONE is a full-service financial institution with locations in Southeast Michigan, Davison, MI, Traverse City, MI, and Grand Rapids, MI.

Greenlight your next commercial project.