Unlock your new home today.
Reset your rate later.
Dreams don't wait, so why should you? We can help you get the home you want now with a mortgage that lets you refinance later with our Rate Reset.**
When you finance the purchase of a new home with Credit Union ONE between June 1 and December 31, 2024, you can refinance that loan into a new Credit Union ONE mortgage later with low or no closing costs* . That means you can benefit from a future lower rate with ease!
Make your move with confidence knowing you'll have the opportunity to take advantage of lower rates and save on your mortgage.
Unlock your new home today. Reset your rate later!
Waived closing costs, averaging $3,500 based on an average of past loan estimates, may include but are not limited to the origination fee, underwriting fee, and appraisal fee. Prepaid property taxes, homeowners’ insurance, and interest are to be paid by borrower. This promotion cannot be used in conjunction with the additional $1,000 credit that is currently being offered. Credit Union ONE reserves the right to modify or replace these terms and conditions at any time and cancel this promotion at any time.
Standard underwriting criteria apply. Term limits, loan amount, and rate are determined based on application and standard underwriting criteria. Rate Reset is a refinance of an existing Credit Union ONE mortgage into a new variable-rate mortgage or fixed-rate mortgage. All existing accounts and loans related to the applicant must be in good standing to qualify, and at the time of refinance under the Rate Reset program the mortgage must still be held by Credit Union ONE. Any mortgage closed and funded by Credit Union ONE between June 1 and December 31, 2024, is eligible, with the exclusion of MaxRefi, Fannie Mae/Freddie Mac, and government loans. If a loan is considered a MaxRefi, Fannie Mae/Freddie Mac, or a government loan, it will be disclosed at the time of closing. Credit Union ONE periodically sells mortgages, and if a mortgage is sold the borrower(s) will be notified and the loan will become ineligible for the Rate Reset promotion. Prepaid property taxes, homeowners’ insurance, and interest are to be paid by borrower. This promotion cannot be used in conjunction with the additional $1,000 credit that is currently being offered. Credit Union ONE reserves the right to modify or replace these terms and conditions at any time and cancel this promotion at any time.
Rates are all Annual Percentage Rates.