Vacant Land Loans

Vacant Land Loans

Buy now, build later. 

Become a landowner.

Get your land and loan locally.

Make your dream a reality.
Purchase land for residential or agricultural use. 
Skip the PMI

Reduce monthly payments with no Private Mortgage Insurance. 

Choose your terms
Select a fixed rate of 10, 15, or 20 years.
Members only

Your Credit Union ONE membership makes you eligible to apply.

Every visionary starts with a blank slate. What will you create? Credit Union ONE is one of the only financial institutions in the region with a vacant land loan program – and it’s exclusively available to our members. 

  • Minimum loan amount of $10,000
  • No Loan-Level Pricing Adjustment (LLPA) means lower closing costs
  • Land may be stand-alone parcels or located in subdivisions

Take your next step toward a Vacant Land Loan.

Credit Union ONE is a full-service financial institution with locations in Southeast Michigan, Davison, MI, Traverse City, MI, and Grand Rapids, MI.