Savings Secured Loans
Your savings balance can provide you with serious borrowing power
You've worked hard to save money, thinking those efforts will pay off down the road. The good news is those efforts might benefit you right now. Even if you have less-than-perfect credit and have been denied other loans, we let you borrow against your savings balance to make ends meet, get things done, and generally keep your life on track.
- Interest rate is lower than that on most credit cards
- No income or employment verification required
- No loan application fees or closing costs
- When your loan is paid off, your savings become available to you again
Credit Union ONE is a full-service financial institution with locations in Southeast Michigan, Davison, MI, Traverse City, MI, and Grand Rapids, MI.
Debt Consolidation Calculator
Discover which loan is financially right for you.
Get started with a Savings Secured Loan.
Get 5% back when you shop local using your Mastercard.
Use your Mastercard at participating local shops and restaurants to receive 5% cash back on your purchases.
The calculator tools are not guarantees of credit. Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes.