Business Savings Account | MI Money Market & CD Rates

Business Savings

Put your money to work with a smart saving strategy

Be prepared to take on the future

Get the most from your business' cash reserves.

Create a cushion

Build up your emergency fund or earmark money for future initiatives.

Higher returns

Grow your funds faster with our business-friendly interest rates.*

Choose your account

Credit Union ONE offers Business Savings, Money Market and Certificate of Deposit accounts.

Safe and secure

Deposits insured up to $250,000 by the National Credit Union Administration (NCUA).

What does the future hold for your business? That might include anything from an unexpected financial challenge to a fully mapped out expansion plan. Whatever tomorrow's needs, it makes sense to prepare for them with a savings strategy that generates added income through solid interest earnings. We offer three accounts that help Michigan businesses move forward.

Business Savings

First four transactions are free each month.**
Monthly maintenance fee can be waived by maintaining a business checking account or keeping an average balance of $500 in the savings**
First 50 deposited checks each day are free
Access funds via Online Banking, Mobile Banking, Phone Banking, or at a branch

Money Market

Tiered interest rates mean more growth opportunities for your business funds
$1,000 minimum balance to open an account and earn interest
Access funds via Online Banking, Mobile Banking, Phone Banking, or at a branch
Unlimited deposits put you in control

Certificates of Deposit

Open with a $500 minimum deposit
Terms ranging from 3 to 60 months (penalties apply for early withdrawal)
Interest rates fixed for the length of the CD term

Credit Union ONE is a full-service financial institution with locations in Southeast Michigan, Davison, MI, Traverse City, MI, and Grand Rapids, MI.

Open a Business Savings account today.

APY is Annual Percentage Yield. Rates accurate as of April 26, 2024 and may change after account is open.

Monthly Maintenance fee for Business Savings: $10
Transactions over four per month are $0.95 per transaction.