Credit Cards
Choose from three Mastercard® credit card options
Achieve Rewards Credit Card
Now offering a 4.99% introductory APR.*
- Get $200 Cash Back (20,000 rewards points).†
- 4.99% introductory APR* on purchases and balance transfers.
- Redeem your rewards points for cash, gift cards, merchandise, or travel
- Redeem rewards points for cash through Mobile or Online Banking
Achieve Credit Card
Take advantage of the card with our lowest rate.‡
- Save on purchases and balance transfers
- No annual fee
- Includes additional perks from Mastercard®
Access Credit Card
Use this credit card to build or restore your credit score.**
- Borrow against the value of your deposit, up to $2,500
- On-time payments help you boost your credit score
- No annual fee
Credit Union ONE is a full-service financial institution with locations in Southeast Michigan, Davison, MI, Traverse City, MI, and Grand Rapids, MI.
Aim high with a low interest personal loan.
Personal loans are an ideal way to get a chunk of cash to pay for home improvements, vehicle repairs, or major purchases.
Find the Credit Union ONE credit card that fits you.
APR = Annual Percentage Rate. *APR = Annual Percentage Rate. Rates are variable and current purchase and balance transfer APR is between 13.75% - 26.75%. Subject to approval based on overall creditworthiness factors. Current cash advance APR is 26.75% and is variable. Cash advance fee of $10 or 2.00% of the amount of each cash advance whichever is greater. Foreign transaction fee of 2.00% of each transaction amount in U.S. dollars completed outside the U.S. and/or for each transaction in U.S. dollars completed in a foreign currency. No balance transfer fee. Rates, terms, and conditions are subject to change without notice. Introductory APR for purchases and balance transfers will apply to transactions posted to your account during the first 90 days following the opening of your account. Introductory APR for 365 days from the date of the first qualifying transaction after account opening. Any existing balances of Credit Union ONE loan or credit card accounts are not eligible for the Introductory APR for balance transfers.
Limit one Achieve Rewards Credit Card promotion per individual. Active Achieve Rewards Credit Card holders are not eligible for the promotion, and promotion is not available to individuals who have opened an Achieve Rewards Card at any time in the prior 12 months. Once eligibility and spend requirements are met, 20,000 reward points (equivalent to $200) will be added to your CURewards account points balance at the following month's statement cycle. Standard credit card approval and eligibility requirements apply. Credit Union ONE may change or revoke this offer at any time. Cardholder is responsible for any tax implications that may apply.
Subject to approval based on overall creditworthiness factors. Foreign transaction fee of 2.00% of each transaction amount in U.S. dollars completed outside the U.S and/or for each transaction in U.S. dollars completed in a foreign currency applies. Cash advance fee $10 or 2.00% of the amount of each cash advance, whichever is greater. Current Cash Advance APR is 26.75%.
Subject to approval based on overall creditworthiness factors. Foreign transaction fee of 2.00% of each transaction amount in U.S. dollars completed outside the U.S. and/or for each transaction in U.S. dollars completed in a foreign currency. Cash advance fee of $10 or 2.00% of the amount of each cash advance whichever is greater. Card must be secured against member deposit account in an amount equal to the credit limit. Current rate is 22.75% and is variable. Current cash advance APR is 26.75% and is variable.