Checking made for you.
No Overdraft Fees. Period.
We are excited to announce that we have eliminated overdraft fees and are introducing our new Member Overdraft Protection for your Credit Union ONE Cash Back Checking account!
Enjoy extra peace of mind with up to $1,000 of overdraft protection for the payment of checks, preauthorized payments, ACH drafts and recurring debit transactions.* This protection can be extended to one-time debit card and ATM transactions if you opt in, too.
At Credit Union ONE, we believe in prioritizing the needs and savings of our members. And since our members are also our owners, eliminating overdraft fees just makes sense!
This program is designed to protect you in the event you overdraw your account. Our Member Overdraft Protection may save you the inconvenience of having your checking account transaction declined when there are insufficient available funds in your account. For a complete description of Member Overdraft Protection, please refer to the “Overdrafts and Non-Sufficient Funds” section of your Membership and Account Agreement.
Credit Union ONE Cash Back Checking Account
Every debit card purchase puts you closer to a wider range of rewards. And now you can enjoy extra peace of mind with up to $1,000 of overdraft protection for the payment of checks, preauthorized payments, ACH drafts and recurring debit transactions.
Member Overdraft Protection is a discretionary service provided as a courtesy to members who meet eligibility requirements. It is not a credit product nor an extension of credit and Credit Union ONE reserves the right to add or remove eligible accounts. If a covered transaction is presented for payment and the eligible account does not have enough funds available, Member Overdraft Protection will cover the transaction and take your account into the negative. You then have 15 days from the date of the transaction to bring the balance positive to avoid suspension of Member Overdraft Protection and other restrictions on your accounts.
This service is optional. For a full description of Member Overdraft Protection, please refer to the “Overdrafts and Non-Sufficient Funds” section of your Account Agreement and Disclosures.